The Effect of Financial Self-Efficacy and Financial Knowledge on Financial Management Behavior

This study aims to determine financial knowledge and self-efficacy on management behavior. All respondents who were sampled in this young entrepreneurs started a business from the beginning as many 85 respondents, taking samples using non-probability sampling method with purposive technique. The data is processed Warp-Pls 7.0 based multiple regression. Financial have positive significant contribution Behavior for entrepreneurs. results of managerial implications that government's attention essential providing facilities infrastructure, favorable regulations SMEs by creating an excellent entrepreneurial climate facilitating adoption information technology so can be literate. In addition, relevant government, case SME entrepreneurs' existence helps government succeed development, especially economic field, reduce unemployment. Based our states effect behavior Both, play vital role helping build confidence planning knowledge, understanding, being able overcome all risks achieve expected success.